Darrell Jayroe, CFA, CFP, CKA, serves as Inspire’s Chief Investment Officer responsible for leading the firm’s Investment Committee, as well as serving as Lead Portfolio Manager for Inspire’s ETFs and SMA strategies. Darrell has been with the firm since 2016.
Prior to joining Inspire, Darrell was a Vice President and Sr. Portfolio Manager for the Bank of Oklahoma trust department for 12 years where he was responsible for managing accounts for high net worth families, trusts, foundations and institutions. Darrell started his career as an investment advisor in 1994 with PaineWebber in Oklahoma City.
Darrell received a B.A. and Masters degree from Southern Nazarene University in Bethany, Oklahoma. He is a CFA (Chartered Financial Analyst) charter holder and is a CFP® (Certified Financial Planner®) licensee. He is a member of the CFA Institute and a member and Past President of the CFA Society of Oklahoma. He is also a member of Kingdom Advisors and holds the CKA® (Certified Kingdom Advisor®) designation as well as a member of the NACFC (National Association of Christian Financial Consultants).
Darrell and his wife, Beth, have been married since 1982 and have two daughters, Kayla and Kyndal and a son in law, Grayson.
Dr. Erik Davidson, CFA joined Inspire in 2019 serving as Chief Economic Advisor, working closely with Inspire’s Investment Committee to provide valuable insight on global, macro-economic events and trends from a biblical perspective. His particular expertise in the area of behavioral finance enables Inspire to produce discerning research and data on the intersection of faith, investing and investor behavior.
Prior to joining Inspire, Dr. Davidson was the CIO (Chief Investment Officer) for the Wells Fargo Private Bank leading an investment team of over 400 professionals who managed more than $200 billion in assets. Prior to that, Dr. Davidson was the co-Founder and co-CEO of Separate Account Solutions, Inc., a technology company that provided separately managed account (SMA) tools and operational services to investment firms. Earlier in his career, he led the portfolio management team for Franklin Templeton Private Client Services and was a bond trading manager for Credit Suisse First Boston in both New York City and Tokyo. His lifelong interest in the application of academic theory to investing was formed early in his career when he worked at Dimensional Fund Advisors.
Dr. Davidson received his doctorate degree from DePaul University’s Kellstadt Graduate School of Business with his research being in the area of Behavioral Finance. His doctoral dissertation was “Investment Choice Architecture in the Age of Robo-Advisors”. Further, his joint paper, “Does Investor Sentiment Affect Market Response to Earnings Restatements?”, was accepted for presentation at the 2018 Queen Mary University of London’s Behavioural Finance Working Group Conference.
He has also co-authored multiple books including “Investing in Separate Accounts” and “The E-Finance Report,” as well as, authored numerous investment-related articles, speaks at investment-industry conferences, and is regularly featured in the media including The Wall Street Journal, The New York Times, CNBC, Fox Business News, Reuters, and Bloomberg.
Dr. Davidson is a member of the Advisory Board for DePaul University’s Driehaus Center for Behavioral Finance, an elder for Carmel Presbyterian Church, a Mensa member, an Eagle Scout, and actively volunteers in the Monterey County community. He currently resides in Carmel, California where he loves to run, surf and stand up paddle board. He is married to his wife Lori, since 1986, and has 4 children and two grandchildren.
Shane Enete has worked as an assistant professor of finance at Biola University since 2015. Prior to that, Enete was an investment research professional for 10 years for large institutional asset managers. His duties included valuing public stock securities, modeling asset allocations, and serving as a forensic accountant. Enete currently holds the Chartered Financial Analyst (CFA) designation and was awarded the Chartered Alternative Investment Analyst (CAIA) designation in 2014 (lapsed). Enete holds a B.S. in Finance from the University of Southern California and a M.S. in Mathematical Finance from the University of North Carolina, Charlotte. Enete also received a Ph.D. from the financial planning program at Kansas State University. His research interests include Biblically Responsible Investing (BRI), charitable giving, modeling financial well being, and behavioral finance.
Shane is married to Tammy, and is father to Sage and Silas. He enjoys any activity near the beach, or in the water, including surfing, swimming, beach volleyball, and triathlons. He hopes that when his kids turn 5, which is the minimum surfing age, they will both fall in love with surfing so that he can have whole family surf sessions.
Robert Netzly is the CEO and Founder of Inspire. He is responsible for strategic vision and keeping the firm fanatically focused on our mission to inspire transformation for God’s glory throughout the world by providing biblically responsible investments that create meaningful change in the lives of people across the globe.
Robert is a globally recognized authority on the biblically responsible investing (BRI) movement, is frequently cited in major financial media outlets such as The Wall Street Journal, Bloomberg, Fox Business and Financial Times, and is a trend-setting thought leader regarding best practices for design and implementation of biblical investment strategies for institutions, professional money management and retail investors.
Robert founded the Inspire Investing group of companies in 2011, and previously worked in the Wells Fargo Investments Private Client division in Carmel, CA from 2008 to 2011.
In 2003, Robert married his first (and only!) girlfriend, Lisa, and they are raising their four energetic boys and one beautiful princess in Hollister, CA. Lisa homeschools all five of their children and together Robert and Lisa enjoy supporting their vibrant local homeschool community. Robert and his family worship and serve at Grace Bible Church of Hollister, where they have served as Sunday school teachers, led the college ministry, worship music ministry and yes, financial stewardship ministry (but not all at once).
Least importantly, Robert holds a B.S. degree from New York University’s Excelsior College in Liberal Studies.
In your relationship with money, you are the boss. At least, you should be. Unfortunately, many times we can find ourselves out of control in this relationship, playing slave to the demands and stresses that money can place on us. Instead of acting on purpose, you react on impulse. Instead of telling your money where to go, you wonder where it went.
The usual culprits of this dilemma are fear and possessiveness. When you are afraid, you are allowing money to have control over you and you make bad decisions. When you are possessive, you are allowing money to have control over you and you make bad decisions. The dangers of fear and possessiveness in relationship to financial decisions have been understood for ages, even being taught in the Bible which says, “He who observes the wind will not sow, and he who regards the clouds will not reap” (Ecclesiastes 11:4) and, “The love of money is a root of all kinds of evil” (1 Timothy 6:10).
The key to having control in your relationship with money is being confident instead of fearful, and generous instead of possessive. Only when you are confidently generous in your money relationship do you truly have control over your money. That is real financial freedom.
Your Inspire Advisor can help you take control of your money relationship by making a plan and shooting for your goals. As your trusted guide, your Inspire Advisor is there to help you walk in confidence, avoiding the pitfalls of fear and possessiveness. Discussing your financial worries and hopes with your Inspire Advisor helps keep things in perspective and allows you to put together realistic plans to solve problems and capitalize on opportunities.
Worried about running out of money in retirement? Your Inspire Advisor can help. Excited about a potential stock investment, real estate purchase or sending your child to a great school? Your Inspire Advisor can help there, too.
When you are in control of your money relationship, your finances can do what they are supposed to do: care for your needs and the needs of others. Let an Inspire Advisor help you take control, make a plan and shoot for your goals today.
Have you heard about that great stock your uncle Buck invested in? What about Dave the plumber and his favorite mutual funds? Or how about Jim’s 401(k) that he’s always talking about around the water cooler at work?
It seems a lot of people are proud of the investments they own. What about you?
But what if we added some information to the equation…
What if Uncle Buck told you, “You should check out this company — I bought their stock at $7 and now it is at $20. They sell cigarettes to kids and I’m making a killing. It’s awesome.”
Or if Dave The Plumber said, “Gosh, I love my mutual funds. They are doing so well. They help me diversify my portfolio between human trafficking, labor exploitation and dirty supply chains. You should really check them out.”
And what if Jim At The Water Cooler mentioned, “You should look at the growth fund we’ve got in the 401(k). It invests in companies that specialize in predatory lending and destroying the environment. It’s a great space to be invested in right now.”
Would they still be proud to own their investments? Would you?
For many people, investing is just a means to an end. You need to retire someday, so you invest money in your 401(k) because you know it is supposed to grow over time and allow you to be financially secure in your old age. Or you might put some money away in a college savings plan and invest it in some mutual funds hoping to see it grow and ease the burden of paying for a good school for your child.
But do you really understand what is going on inside your investment portfolio? Where does your money go? And, perhaps more importantly, where do your profits come from?
When you invest in stocks — whether that is through a retirement account like a 401(k) or IRA, a mutual fund or just buying individual company stocks directly in a brokerage account — you become an owner of that company. You might be a very, very small percentage owner, but you are an owner nonetheless, and with ownership comes responsibility.
If you owned a business in your local town, would you want to make sure that it was only making money in ethical and moral ways? If your business was a grocery store and you found out that your employees were selling cigarettes to children, would you be upset? Would you even sell cigarettes to anyone at all in the first place?
When you invest, you need to ask yourself the same questions of responsibility. And thankfully, good returns and good values are not mutually exclusive. Research from The University of Oxford and other prestigious institutions indicate that while past performance is no guarantee of future results, investments in ethical, responsible companies offered improved returns compared to investments in companies with poor track records of ethical responsibility.
Your Inspire Advisor can help you invest in quality companies that are doing good around the world, like fighting cancer, cleaning water and operating with high ethical and moral standards, while also working toward your financial goals. And with our sister company, Inspire Investing’s Give50 program, the impact you can make is multiplied.
These are investments you can really be proud to own.
Nobody likes to make mistakes. But when it comes to making mistakes with your financial life, things can get downright scary.
Small decisions like, “Should I put away 3% or 5% toward my 401(k) every month?”, or, “Should I pay off debt first or contribute to my retirement account?”, can make a big difference when added up over your lifetime.
And some decisions can have a big impact right away, such as, “How can I best prepare to sell my business?”, or, “Should I take a loan against my 401(k) to buy a house?”
It can be easy to slip into worry and fear over decisions like these because they have the potential to make or break your financial future. But when it comes to your money relationship, fear is one of the surest ways to make a financial blunder. Fear clouds your judgement and makes you do things that you might regret later on.
Surround yourself with allies who can help guide you on the right path. As a wise man once said, “Without counsel plans fail, but with many advisers they succeed” (Proverbs 15:22). Your Inspire Advisor can help you think clearly about your options and give you trusted, expert advice so that you can feel confident in your most important financial decisions.
